Sou graduado em Administração de Empresas pela UFPR, MBA em Finanças e Controladoria pelo EBS/IBMEC e MBA em Planejamento Financeiro Pessoal e Familiar pela Galícia Educação. Certificação CEA pela Anbima.Possuo mais de 20 anos de experiência na área Financeira de Empresas Multinacionais, tendo atuado como Diretor Financeiro no exterior, mas atualmente venho me dedicando à educação e ao planejamento financeiro pessoal.

Consultor certificado Wealth Planner, especializado na Jornada Financeira completa que inclui:Identificação do Momento atual do cliente;Identificação dos objetivos financeiros do cliente;Identificação dos obstáculos que estão impedindo o cliente chegar onde deseja;Planejamento estratégico para sair de onde está e chegar no ponto B;Tudo isso com coerência comportamental

Olá, sou Pedro Madalozo, consultor de investimentos com certificação CNPI e experiência sólida na construção de portfólios de alta performance no Brasil e no exterior.Atuo há mais de 4 anos como analista de investimentos, onde sou responsável por decisões estratégicas de alocação, análise de empresas públicas e privadas e estruturação de investimentos offshore, principalmente nos mercados dos EUA e Europa. Minha abordagem une rigor analítico, visão de longo prazo e processos estruturados — tudo para proteger e multiplicar seu patrimônio de forma inteligente e personalizada.Tenho formação em Engenharia pela UFPR, histórico em tecnologia e automação de processos e um profundo conhecimento em finanças corporativas e valuation. Mais do que números, entrego clareza, confiança e planejamento financeiro de verdade.Se você busca investir com segurança e estratégia, estou aqui para ajudar. Vamos construir juntos um plano sob medida para os seus objetivos?

Get ready to take charge of your own musical journey!In this package of 4 individual 45-minute lessons, you’ll have the freedom to choose what you want to study, how you want to learn, and the approach that best fits your style. Together, we’ll create a personalized plan to guide you step by step toward your goals, with supportive guidance at every stage.Across these sessions, you’ll explore effective singing techniques, gain confidence in your unique voice, and discover new possibilities within your instrument. Every voice is different, so each lesson is tailored to your needs — whether you want to refine technique, build strength, or reconnect with the joy of singing.The voice is a powerful instrument — capable of turning emotions into sound and constantly evolving. This package is your chance to experience that transformation, build momentum, and take your artistry to the next level.Note: This 4-lesson package must be used within 6 weeks of booking.Price: €172 (including 21% VAT)

Get ready to take charge of your own musical journey!In this individual 1-hour lesson, you’ll have the freedom to choose what you want to study, how you want to learn, and the approach that best fits your style. Together, we’ll create a focused plan for the session that supports your goals and helps you make real progress.You’ll explore effective singing techniques, gain confidence in your unique voice, and discover new possibilities within your instrument. Every voice is different, so the lesson is fully tailored to your needs — whether you want to refine technique, build strength, or simply reconnect with the joy of singing.The voice is a powerful instrument — capable of turning emotions into sound and constantly evolving. This 1-hour session is your chance to experience that transformation and take a step toward your next level.Price: €60 (including 21% VAT)

Get ready to take charge of your own musical journey! In this package of 4 individual lessons, you’ll have the freedom to choose what you want to study, how you want to learn, and the approach that best fits your style. Together, we’ll create a personalized plan to guide you step by step toward your goals, with supportive guidance at every stage.You’ll explore a variety of singing techniques, gain confidence in your own unique voice, and discover the full potential of your instrument. No two singers are the same, so each lesson is tailored to your needs, helping you grow, expand, and surpass your expectations.The voice is a powerful instrument — capable of turning emotions into sound, and always evolving. This package is your chance to experience that transformation and bring your artistry to the next level.Note: This 4-lesson package must be used within 6 weeks of booking.Price: €228 (including 21% VAT)

This is a pre-recorded session.The perfect way to start your day!Sun Salutation or Surya Namaskar is the heart of any Vinyasa Yoga practice.A series of twelve postures, gracefully linked by breath become a moving meditation. The sequence is repeated and accompanied by our original music using Mantra (a repeated word or phrase) to guide you through.Beginning with some simple breathing practices and setting an intention for the day ahead. Finishing with gentle stretches and a short 2 minute Savasana (rest) before journeying into the day ahead.Guaranteed to feel smug all day! LevelSuitable for all levels. Not recommended for absolute beginners (please see foundation course).INFORMATION FOR ZOOM CLASSESFirst and most importantly please work within your own capabilities. It is the participants responsibility to stay safe.Please make sure you have any props you might need. Yoga blocks and straps can be improvised using cushions, large books, a tie or a scarf. A blanket is useful as a prop or to keep you warm during relaxation.Yogis will be automatically muted on entry to the class and music will be playing before the class begins. You can message me and each other using the chat bar at the bottom of your screen. You will be unmuted at the end of the class to chat, ask questions to say hello or goodbye!You can be visible or not by turning your camera off…your choice. If you can, I recommend joining the class 10 mins before it starts. This will give you time to set up your space, check your connection, relax and make yourself a cuppa!If relevant, please do email me before class if you have any injuries you feel I should know about.

Has it been one of those days?This practice combines slow Vinyasa Flow with Restorative Yoga.The dynamic part of the practice will help to focus the mind and strengthen the body, improving endurance and flexibility. All postures can be modified or amplified to suit your needs.The quiet more restorative postures will encourage the release of deeply rooted tension whilst soothing and calming the nervous system, restoring energy and bringing balance to mind and body.Self care taken care of!Level Suitable for all levels. Not recommended for absolute beginners (please see foundation course).INFORMATION FOR ZOOM CLASSESFirst and most importantly please work within your own capabilities. It is the participants responsibility to stay safe.Please make sure you have any props you might need. Yoga blocks and straps can be improvised using cushions, large books, a tie or a scarf. A blanket is useful as a prop or to keep you warm during relaxation.Yogis will be automatically muted on entry to the class and music will be playing before the class begins. You can message me and each other using the chat bar at the bottom of your screen. You will be unmuted at the end of the class to chat, ask questions to say hello or goodbye!You can be visible or not by turning your camera off…your choice. If you can, I recommend joining the class 10 mins before it starts. This will give you time to set up your space, check your connection, relax and make yourself a cuppa!If relevant, please do email me before class if you have any injuries you feel I should know about.

GUIDELINES FOR SAFE PRACTICEPleased be assured that all measures have been taken to keep everyone safe.Please stay at home if you feel unwell or are displaying any C19 symptoms. Class numbers will be very limited to ensure all students are 2m apart.You will need to bring your own mat and any props you might require. Mats and props will not be provided.Please wear a mask before and after the class. Masks can be removed once you are settled on your mat.All belongs must be brought into the studio, so please keep it to a minimum and place them at the side of your mat.There will be a marker on the floor to indicate where to place your mat. Please keep a safe and respectful distance from other students, the teacher and any other hosts at all times.Thank you.

From this class, you will design a bracelet and be introduced to basic leather making tools. You will learn how to construct a bracelet and use techniques, such as saddle-stitching, sanding, and edge-painting. Feel free to bring your own hardware!

Our Cardholder Making Class is the perfect opportunity to explore the art of leather crafting. With hands-on experience, participants will learn essential techniques such as cutting leather, saddle-stitching, and edge-painting. This informative and enjoyable class allows individuals to create their own durable and stylish cardholder while acquiring valuable skills in leather crafting. Join us today to embark on this rewarding journey.

From this class, you will make a passport holder and be introduced to basic leather making tools. You will learn how to construct a passport holder and techniques such as saddle-stitching, cutting leathers, and edge-painting. Have fun personalizing your passport holder by engraving initials (upon request)!

Para solicitar su certificado de nacimiento en Florida: Sólo la persona inscrita, o cualquiera de los padres del inscrito menor de 18 años, pueden solicitar copias del certificado de nacimiento en persona. Los padres deben estar registrados en el certificado del menor. Tutores legales o padres solicitando certificados de nacimiento para hijos mayores de 18 años, deben rendir su solicitud directamente a Puerto Rico vía el portal https://pr.gov. Requisitos:Identificación oficial no expirada (licencia de conducir, pasaporte, “Real ID”)Tarjeta de crédito o débito para efectuar el pago de los sellos. No se permiten transacciones en efectivo.El costo de la primera copia es de $5. Copias adicionales serán $10 cada una, hasta un máximo de 3 copias al año.  Si utiliza su nombre de casada(o) en su identificación actual, debe traer y presentar su certificado de matrimonio original el día de su cita.  To request your birth certificate in Florida:  Only the registrant or the parents on behalf of their children under 18 years old can request birth certificate copies in person. Legal guardians or parents requesting birth certificates on behalf of children over 18, must request the documents directly to Puerto Rico by visiting https://pr.gov.             Requirements:Non-expired official ID (Driver’s License, Passport, or Real ID)Credit or debit card to purchase stamp(s). No cash transactions allowed.Cost of first copy is $5. Additional copies are $10 each, up to 3 copies per year. If you use your married name in your ID, you must provide your original state marriage license the day of your appointment.

To request your services, you need: ·         Visit the office personally with an appointment (registrant). (***Service by Appointment ONLY***). Who can request it? Only the registrant or the registrant on behalf of children below 18 years. ·         Valid ID (state, license or passport)  ·    Credit or Debit Card (NO CASH) to buy the required treasury Stamp  -Birth Certificate: $5, additional copies $10  -Marriage Certificate: $10, additional copies $10   -Death Certificate: $10, additional copies $10    -Apostille: $3, additional copies $3

O teste de nivelamento em Português é uma avaliação inicial realizada para avaliar suas habilidades linguísticas, permitindo-nos determinar seu nível de proficiência. Isso nos ajuda a colocá-lo no material mais adequado para suas necessidades, garantindo sua participação no curso correto. Além disso, oferecemos feedback contínuo para apoiar seu desenvolvimento linguístico ao longo do processo.

* Please give at least 24 hrs for Booking to reflect *A 10-card tarot reading, often conducted using the Celtic Cross spread, provides an in-depth analysis of a situation, question, or aspect of the querent's life. Each card's position in the spread holds a specific meaning, offering a comprehensive look at various influences and potential outcomes. Here’s a breakdown of the Celtic Cross spread and what each card represents:1. **Present Situation**: The first card represents the querent's current situation or the main issue they are facing.2. **Challenge**: The second card, placed crosswise over the first, signifies the main obstacle or challenge the querent needs to overcome.3. **Past Influences**: The third card reflects past events or influences that have contributed to the current situation.4. **Future Influences**: The fourth card provides insight into future events or influences that are likely to affect the situation.5. **Conscious Thoughts**: The fifth card represents the querent's conscious thoughts, beliefs, and goals related to the situation.6. **Subconscious Influences**: The sixth card uncovers the underlying or subconscious influences affecting the querent's situation.7. **Advice**: The seventh card offers guidance or advice on how to approach the situation.8. **External Influences**: The eighth card highlights external factors or influences beyond the querent's control that are impacting the situation.9. **Hopes and Fears**: The ninth card reveals the querent's hopes, fears, and emotional responses related to the situation.10. **Outcome**: The tenth card provides a potential outcome or resolution based on the current trajectory and the energies present.This detailed spread helps the querent gain a deeper understanding of their situation, the influences at play, and the potential paths forward. It offers a holistic view that can aid in decision-making and personal growth.

* Please give at least 24 hrs for Booking to reflect*A 20-card tarot spread is an extensive and detailed method for exploring a complex situation or multiple aspects of a querent's life. This kind of spread can be customized to suit specific needs, but here's an example of how a 20-card spread might be structured:1. **Present Situation**: The first card represents the current state of affairs or the primary focus of the reading.2. **Immediate Challenge**: The second card highlights the main obstacle or challenge facing the querent right now.3. **Distant Past**: The third card looks at distant past influences that have shaped the querent's life up to this point.4. **Recent Past**: The fourth card focuses on recent events that have a direct impact on the current situation.5. **Near Future**: The fifth card offers insight into what the near future might hold for the querent.6. **Distant Future**: The sixth card provides a longer-term outlook for the querent’s situation or life path.7. **Conscious Mind**: The seventh card represents what the querent is consciously aware of regarding the situation.8. **Subconscious Mind**: The eighth card reveals underlying thoughts, feelings, or influences the querent might not be fully aware of.9. **Querent's Attitude**: The ninth card reflects the querent’s own attitude, approach, or perspective towards the situation.10. **Environment**: The tenth card shows external factors or the environment influencing the querent.11. **Hopes and Fears**: The eleventh card uncovers the querent's hopes and fears related to the situation.12. **Advice**: The twelfth card offers specific advice or guidance for the querent.13. **Spiritual Influence**: The thirteenth card highlights spiritual or karmic influences impacting the situation.14. **Emotional Influence**: The fourteenth card focuses on emotional aspects or responses connected to the situation.15. **Physical Influence**: The fifteenth card relates to the physical or material aspects of the querent’s life.16. **Intellectual Influence**: The sixteenth card addresses intellectual or mental factors affecting the situation.17. **Relationships**: The seventeenth card examines how relationships are playing a role in the querent’s current scenario.18. **Career and Finances**: The eighteenth card provides insight into the querent's career and financial status.19. **Personal Growth**: The nineteenth card looks at areas for personal development or growth.20. **Final Outcome**: The twentieth card presents the potential outcome or resolution, based on the current path and influences.

* Please give at least 24 hrs for Booking to reflect *A  Spicy tarot reading delves into the intimate aspects of your romantic life, providing profound insights and guidance on relationships, emotional connections, and sexual dynamics. This specialized reading explores the current state of your love life, revealing hidden truths and underlying energies that may influence your romantic experiences. It examines the compatibility between partners, identifies potential challenges, and uncovers opportunities for deeper emotional and physical intimacy. Whether you're seeking clarity on a current relationship, exploring new romantic possibilities, or looking to enhance your sexual connection, a Spicy tarot reading offers personalized advice and wisdom. This reading helps you understand your desires, needs, and the dynamics at play, empowering you to cultivate fulfilling and harmonious relationships.